On December 10, the launching ceremony of the Chongqing series of “Entering the Park and Benefiting Enterprises” sponsored by Chongqing Intellectual Property Office and Chongqing Banking and Insurance Regulatory Bureau, and undertaken by Chongqing Motorcycle (Automobile) Intellectual Property Information Center was held in Chongqing. At the launching ceremony, the Chongqing Intellectual Property Financial Service Alliance, the first intellectual property financial service alliance in the Midwest, was established.
Zhang Chaojun, deputy director of the Application Promotion Division of Chongqing Intellectual Property Office, introduced that the Alliance gathers resources from investment, credit, guarantee, insurance, evaluation, venture capital, etc., to unblock the bridges for government-bank-enterprise cooperation and contrast intellectual property policies, products, services, and the information financing mechanism provides a platform for financial institutions to deeply understand the value of intellectual property and the financing needs of corporate intellectual property. The Alliance mainly has service functions such as policy exchanges, business coordination, information exchange, value identification, and bank-enterprise docking. It will focus on building an intellectual property financial service community in Chongqing, reducing financing costs for SMEs, improve the efficiency of bank-enterprise docking, and promote the formation of intellectual property financing platform co-construction, resource sharing, project co-promotion, and results sharing of financial service ecosystem.
According to reports, the series of activities for “entering the park and benefiting enterprises” of intellectual property pledge financing was jointly initiated by the Department of Application Promotion of CNIPA and the Legal Department of the China Banking and Insurance Regulatory Commission. The series of activities were held in five provinces and cities: Beijing, Guangdong, Zhejiang, Hunan and Chongqing. The purpose of the activity is to perform well in "six stability" and "six guarantees", and vigorously promote intellectual property pledge financing in Industrial Parks such as high-tech zones. The Chongqing Series of activities will comprehensively publicize and display intellectual property pledge financing policies and work results, increase the popularity of intellectual property pledge financing, and expand the benefits of intellectual property pledge financing.
Zhang Chaojun said that after the commencement of the activity to benefit enterprises entering the park, it will continue to enter the relevant High-tech Development Zones to support the in-depth cooperation between banks and high-tech parks, promote mature financing products and financing models, and let innovative entities benefit from the national policies, and promote the high-quality development of industries and enterprises.
At the event site, Chongqing Intellectual Property Office for the first time cooperated with thirteen banks including the Export-Import Bank Chongqing Branch, Industrial and Commercial Bank Chongqing Branch, Agricultural Bank Chongqing Branch, Bank of China Chongqing Branch, Construction Bank Chongqing Branch, and Bank of Communications Chongqing Branch. The institution signed the "Framework Agreement on Promoting Intellectual Property Pledge Financing Cooperation." According to the agreement, Chongqing Intellectual Property Office will provide key support in terms of intellectual property pledge financing business guidance, policy support, information supply, business training, service support, etc. The cooperative bank will establish and improve intellectual property pledge financing management systems and intellectual property pledge financing risk assessment, credit review, credit due diligence and rewards and punishment systems, innovative credit approval system and interest rate pricing mechanism, and at the same time, under the premise of controllable risks, through the creation of intellectual property credit products or separate credit plans, it promotes the “first loan” and increase financing support for innovative and intellectual property-intensive enterprises in the industrial supply chain.
As one of the first provinces and cities to carry out intellectual property pledge financing in the country, Chongqing was included in the national intellectual property pledge financing pilot provinces and cities in 2010, and Liangjiang New District and Beibei District were included in the national intellectual property pledge financing pilot area, actively exploring intellectual property pledge financing business, and actively develop pledge financing products, prevent and control financing risks, and accelerate the implementation of intellectual property pledge financing. At present, Chongqing Liangjiang New District, Yuzhong District, Banan District, Bishan District, Yongchuan District and many other districts and counties (development zones) have introduced intellectual property pledge financing risk compensation, loan interest discount, evaluation and guarantee fee subsidy policies, intellectual property pledge financing has also become an important measure to support the high-quality development of national and municipal development and open platforms such as Chongqing High-tech Zone and Liangjiang New District. During the 13th Five-Year Plan period, the city's total intellectual property pledge financing exceeded 6 billion yuan. From January to November this year, the city handled 174 intellectual property pledge registrations, involving more than 1,100 patents and trademarks, and the amount of intellectual property pledge financing was 1.198 billion yuan.